General Liability Insurance in Hampton, VA
When accidents happen, businesses can face financial setbacks. General liability insurance may help your business handle expenses associated with third-party claims for bodily injury, property damage and more.
Who Needs General Liability Insurance? 
General liability insurance is essential for various businesses and individuals who may be held responsible for damage or injuries to others. The following are examples of professions or businesses that often require general liability insurance:
- Contractors and construction workers
- Landscapers and gardeners
- Retailers and store owners
- Restaurant and food service owners
- Healthcare professionals
- Consultants and coaches
- Event planners and organizers
- Manufacturers and wholesalers
What Does General Liability Cover?
If your business faces a liability lawsuit, general liability insurance may cover attorney fees, court costs and settlements, up to your policy limits. Standard policies include the following coverages:
- Bodily injury liability may compensate third-party injuries that occur during your operations. This may cover medical bills, legal fees and potential settlements.
- Property damage liability may cover accidental damage to a client’s or a third party’s property. It may pay for repairs or replacements.
- Personal and advertising injuries coverage may cover legal expenses arising from claims of copyright infringement, libel or slander in advertisements.
- Medical payments coverage may cover small medical claims of guests injured on your business premises or as a result of your business activities.
Connect With an Agent Near You
Morgan Marrow Company’s general liability insurance may help shield your business from unexpected risks and financial setbacks. Contact our team today to discover coverage options that match your industry’s demands and operational challenges.