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Blog

January 21, 2026
Agency

Insurance for Hospitality Businesses: Understanding Business Interruption Coverage

Running a hospitality business can reap lucrative rewards and exciting opportunities, but doing so also comes with unique challenges that require multifaceted hospitality insurance. Seasonal fluctuations and unexpected disruptions can halt or hinder your income, potentially jeopardizing financial stability and ongoing viability. Fortunately, business interruption coverage can be tailored to help restaurants, hotels and others in this sector weather such storms. What Is […]
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November 25, 2025
Agency

Navigating Insurance for Multi-state Construction Projects

Expanding your construction business beyond Virginia’s borders can open up exciting opportunities, but it also brings new insurance challenges. At , we understand that managing risk for multi-state construction projects requires careful planning and a clear understanding of how insurance regulations and requirements can vary from state to state. Here’s what construction firms, project managers and contractors need to know as they take on projects […]
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October 5, 2025
Agency

Why More Small Businesses Are Adding Cyber Liability to Their Policies

As technology becomes more central to daily operations, small businesses are facing new and evolving cyber risks. A growing number of businesses are having to recognize the importance of cyber liability insurance as part of their overall risk management strategy. Understanding why this coverage matters can help you make informed decisions about financially safeguarding your […]
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August 15, 2025
Agency

How Working From Home Affects Your Home Insurance

In the years since the COVID-19 pandemic, remote work and home-based businesses have become far more common across many industries. But while working from home may have distinct advantages and conveniences, it can also require you to reassess your homeowners insurance and make adjustments according to different coverage needs. At , our knowledgeable team can […]
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June 29, 2025
Agency

What Does Full Coverage Auto Insurance Mean?

Full coverage auto insurance isn’t a specific policy. Instead, it refers to a combination of coverages that offer broader financial protection in different driving situations. It usually includes the following: Liability protection may pay for damages or injuries you cause to others in an accident. Collision coverage may pay for your vehicle’s repairs following a […]
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March 20, 2025
Agency

What Business Owners Need to Know About Equipment Breakdown Insurance

Your business may depend on machinery, appliances, electronics, and other equipment for various functions and tasks. But despite your best efforts, these assets may eventually suffer damage or malfunction, potentially causing extended delays and costly financial losses. Fortunately, a well-rounded approach toward risk management and loss control can help you prepare for these situations. Understanding […]
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January 20, 2025
Agency

Does Your Contractors Insurance Cover Tools and Equipment?

Tools and equipment are essential to your work as a contractor. They represent a significant investment and are crucial for completing projects on time and within budget. However, these valuable assets are also vulnerable to theft, damage and loss. This raises an important question: does your contractor’s insurance cover tools and equipment? Understanding Tools and […]
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November 26, 2024
Agency

The Importance of Liability Insurance for Hotels and Restaurants

Running a hotel or restaurant in Hampton, Virginia, can be rewarding but comes with unique risks. Liability insurance is essential for protecting these businesses from unforeseen incidents and potential lawsuits. Here’s why liability coverage is crucial and what business owners need to know to safeguard their investment and reputation. Protecting Against Common Risks in Hospitality […]
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May 13, 2024
Agency

Morgan Marrow Company is pleased to announce Jason P. Magruder as Partner and Vice President!

Jason, along with his wife Kristin, and their sons Lucas (8) and Easton (6), reside in Virginia Beach with their French bulldog, Cookie. They cherish spending quality time together, often surrounded by their close-knit circle of family and friends. Said Ned Morgan, President of Morgan Marrow, “Jason has been an integral part of our team […]
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May 9, 2024
Agency

Understanding Flood Zones

When you borrow money to buy a home and sign all of those documents describing the terms of the mortgage, one of those clauses may say that you are required to carry and maintain flood insurance on the property. In this case, your lender has determined that your house is in a Special Flood Hazard […]
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