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Blog

December 1, 2023
Agency

Typical Employee Benefit Plans You Should Know

When someone gets a job, they often have some guarantee of employee benefits. They might be able to have health coverage, savings plans and other benefits.  The way companies determine benefits is often based on a combination of law and personal preference. If you are a business owner, consider the different ways you can offer […]
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November 1, 2023
Agency

The Benefits of Individual Health Insurance

Many people carry health insurance group plans from their employer or another source. However, this might not prove the best option for you. At times, an individual health plan might better suit you and your family’s needs. So, it never hurts to check the options offered by individual plans. Yet, drawbacks might still exist. How […]
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October 1, 2023
Agency

What Is Included in Group Health Insurance Benefits?

Group health insurance is a type of health insurance policy often offered through employers to provide for employees and their families. Different policies may offer different benefits, however, so it is important that both employers searching for a policy and employees looking to get insured understand the coverage and limitations of group health insurance.  As […]
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August 9, 2023
Agency

5 Common Misconceptions about Home Insurance

With so much information about homeowners insurance floating around the internet, it’s easy to jumble it all up. But it’s important to know exactly what you’re buying before signing on the dotted line. This article discusses five of the most common misconceptions about homeowners insurance that people frequently mix up.  Filing a claim increases premium […]
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July 3, 2023
Agency

Some Ways to Save on Auto Insurance

Everyone is looking to save on their auto insurance and there are multiple ways to do it. It’s always best to contact your independent agent to get more details but here are a few tips to get you started on keeping your car safe and your wallet heavy.  Policy bundles: If you have auto insurance, […]
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June 3, 2023
Agency

5 Things You Need to Know About Flood Insurance

Floods are the most common disasters in the country. And as if that weren’t bad enough, they are also the most costly disasters to recover from. These facts make it easy to see why homeowners should consider flood insurance to protect their property and wallets. But understanding your coverage is just as important as owning […]
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May 18, 2023
Agency

Understanding Group Health Insurance Costs

If you run a business, then you may be considering offering health insurance to your employees. Group health plans are critical lifelines that enable employees to pay for medical expenses, which they might be unable to afford otherwise.   Employees usually find group plans convenient both for their competitive benefits and highly affordable price points. All […]
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April 18, 2023
Agency

5 Things You Might Not Know About Home Insurance

The more you know about home insurance, the better equipped you’ll be to navigate it. Here are five things you might not know on the subject:  Some dog breeds raise your premiums more than others. Dog bites tend to cost insurance companies around $30,000 on average. And certain breeds are, statistically speaking, involved in more […]
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March 6, 2023
Agency

Do You Need Flood Insurance in a Low-Risk Area?

It’s quite common for property owners to believe they may not need flood insurance because they do not live in an area that is at a high risk for floods. The federal government creates very specific flood maps. These maps determine just how much risk is present in any given area based on a great […]
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February 1, 2023
Agency

The Effects of Distracted Driving

We’ve seen it all when it comes to distracted driving. Eating, talking on the phone, applying makeup and even shaving are all activities that have taken place while people are attempting to control a moving vehicle. But is it really that big of a deal to multi-task while driving?  A recent study published in the […]
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