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Agency Page 3

Agency

September 7, 2022
Agency

Saving on Your Home Insurance After Retirement

When you retire, you likely see your income restrict. When it does, you’ll want to keep your budget in line. That will likely mean you have to review regular household costs. These might include things like your homeowners insurance rates. What can you do to keep your insurance costs in line, even as age or […]
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August 5, 2022
Agency

The Benefits of Having High Auto Insurance Deductibles

Auto insurance costs differ from one person to the next. One of the reasons is often the deductible. This is the amount paid prior to the insurer funding the rest of the insurance claim.   Choosing the right deductible amount is important. It impacts how much you’ll pay for insurance and claims overall. A higher deductible […]
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July 7, 2022
Agency

How to Improve Safety in the Workplace

No matter what industry your business is in, maintaining the safety of your employees and customers is key. There are a few things that can be done which help keep your company out of liability. One of the first things you should do is obtain business insurance.   Business insurance is very important, especially if you […]
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June 2, 2022
Agency

4 Types of Additions to Business Owner’s Policies

Business Owner Policy or BOP is a type of business insurance. It is a basic policy providing the most common types of coverage most businesses need. Purchasing a BOP plan makes sense for many companies because combining these commonly needed policies can significantly reduce costs. However, Business Owners Policy plans do not always cover all […]
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May 3, 2022
Agency

What Costs Will I Pay for Group Health Insurance

The vast majority of businesses offer health insurance benefits for qualifying employees through group health plans. Under a group plan setup, costs are shared by both employers and employees, allowing participants to receive crucial health insurance benefits at a fraction of the cost they would pay if they bought their coverage alone.  Still, group health […]
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April 8, 2022
Agency

Are Trees Putting Your Home at Risk?

Trees provide beautiful shade, homes for animals and possible risk for homeowners. The higher a tree climbs, the more at risk your home is of suffering some type of damage related to that tree. What can you do? You do not have to cut down or remove trees to protect your home. Rather, you should […]
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March 8, 2022
Agency

State by State Car Insurance Requirements and What They Mean

Each state in the U.S. has the right to regulate car insurance requirements for their state citizens, meaning that the car insurance requirements in your state can be vastly different than in your neighbor’s. Minimum car insurance requirements are usually based off of the state’s individual laws and regulations when it comes to vehicles and […]
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February 8, 2022
Agency

Why Maintenance Programs Matter to Workers’ Compensation Insurance

Proper maintenance can be an important part of a business. It helps to ensure your equipment works well. Most people see this as a way of reducing costly equipment breakdowns. However, it can also help reduce workers’ compensation insurance claims. How do the two factors relate to each other? Here is what you should know.  […]
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January 14, 2022
Agency

How Does a BOP Protect Against a Loss of Business Income?

Many small to medium businesses are successful as long as they keep the doors open and the customers keep visiting. However, when something occurs that limits a small business’ ability to operate, it becomes hard to keep paying employees, utilities and vendors. If you are unable to keep your company’s finances in order — even […]
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December 3, 2021
Agency

The Costs of Group Health Insurance

Businesses and employers across the country offer health insurance plans to their employees. Most often, these are group plans, with aspects and costs managed by both employer and employee. Employees often find these plans convenient for their needs through the fact that t they offer competitive medical care costs for entire families. However, in most […]
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