May 3, 2022
AgencyWhat Costs Will I Pay for Group Health Insurance
The vast majority of businesses offer health insurance benefits for qualifying employees through group health plans. Under a group plan setup, costs are shared by both employers and employees, allowing participants to receive crucial health insurance benefits at a fraction of the cost they would pay if they bought their coverage alone. Still, group health […]
April 8, 2022
AgencyAre Trees Putting Your Home at Risk?
Trees provide beautiful shade, homes for animals and possible risk for homeowners. The higher a tree climbs, the more at risk your home is of suffering some type of damage related to that tree. What can you do? You do not have to cut down or remove trees to protect your home. Rather, you should […]
March 8, 2022
AgencyState by State Car Insurance Requirements and What They Mean
Each state in the U.S. has the right to regulate car insurance requirements for their state citizens, meaning that the car insurance requirements in your state can be vastly different than in your neighbor’s. Minimum car insurance requirements are usually based off of the state’s individual laws and regulations when it comes to vehicles and […]
February 8, 2022
AgencyWhy Maintenance Programs Matter to Workers’ Compensation Insurance
Proper maintenance can be an important part of a business. It helps to ensure your equipment works well. Most people see this as a way of reducing costly equipment breakdowns. However, it can also help reduce workers’ compensation insurance claims. How do the two factors relate to each other? Here is what you should know. […]
January 14, 2022
AgencyHow Does a BOP Protect Against a Loss of Business Income?
Many small to medium businesses are successful as long as they keep the doors open and the customers keep visiting. However, when something occurs that limits a small business’ ability to operate, it becomes hard to keep paying employees, utilities and vendors. If you are unable to keep your company’s finances in order — even […]
December 3, 2021
AgencyThe Costs of Group Health Insurance
Businesses and employers across the country offer health insurance plans to their employees. Most often, these are group plans, with aspects and costs managed by both employer and employee. Employees often find these plans convenient for their needs through the fact that t they offer competitive medical care costs for entire families. However, in most […]
November 3, 2021
AgencyProblems with a Snowy Roof?
In many areas of the US, snow accumulation can be significant over the winter months. If a significant snowstorm occurs, the amount of snow produced may be too much for a roof to handle. It is also possible that multiple, smaller snow storms without a period of melting in between can result in heavy snow […]
October 5, 2021
AgencyWhat Is General Liability?
We hear the term general liability, we likely think it refers to general liability insurance. We know we need this coverage if we want to run a successful business. But what exactly is general liability? Liability is a term that refers to being responsible for something, particularly in legal matters. It has a second meaning […]
September 3, 2021
AgencyPrep Your Team to Handle Workers Compensation Insurance Claims
Workers compensation insurance, whether it is a legally required type of insurance or one that your business selects because of its financial benefits, is can be an important financial protection. This type of plan can offer financial protection for your business to cover the losses of your employees if they become ill or are injured […]
August 4, 2021
AgencyHow to Tailor a BOP to Meet Your Company’s Needs
Business owner’s policies, or BOPs, are among the most-common types of insurance for business owners. They can help protect your small business from many of the most common risks facing the home. This may include business interruptions, liabilities, fires and theft. However, these policies do not cover all your risks. It is best to work […]