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Agency

Agency

April 7, 2021
Agency

Why Workers’ Comp Is Essential Insurance

Your priority as a business owner is to be a responsible employer. You must see to your employees’ needs, and if they get hurt on the job then you must be prepared to help them. Workers’ compensation insurance will help you compensate injured employees without a significant personal burden.  Consider how this essential benefit works, […]
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May 21, 2021
Agency

Is Buying an Old Car a Bad Idea?

A lot of people searching for cars will consider the newest and prettiest model on the lot while others will drift toward older vehicles, primarily for monetary reasons. There are a lot of reasons to purchase either a new car or an older, used car and downsides to both.  The downside of a new car […]
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June 16, 2021
Agency

8 Things to Look for When Buying a New Home

There’s an excitement that comes with buying a new home, but the task also comes with responsibility and big decisions. Do your homework to make sure you’re getting a quality house that’s less likely to require costly repairs in the near future. It’s always a good idea to get a professional inspection done before signing […]
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July 20, 2021
Agency

How Do You Qualify for Group Health Insurance?

Since group health insurance is primarily to offer coverage to employees, businesses only qualify for group health insurance if they have eligible employees. Namely, full time employees aside from the owner, business type, employee status and health plan participation from employees.  For example, if you have a workforce of twenty full time employees but none […]
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August 4, 2021
Agency

How to Tailor a BOP to Meet Your Company’s Needs

Business owner’s policies, or BOPs, are among the most-common types of insurance for business owners. They can help protect your small business from many of the most common risks facing the home. This may include business interruptions, liabilities, fires and theft. However, these policies do not cover all your risks. It is best to work […]
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September 3, 2021
Agency

Prep Your Team to Handle Workers Compensation Insurance Claims

Workers compensation insurance, whether it is a legally required type of insurance or one that your business selects because of its financial benefits, is can be an important financial protection. This type of plan can offer financial protection for your business to cover the losses of your employees if they become ill or are injured […]
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October 5, 2021
Agency

What Is General Liability?

We hear the term general liability, we likely think it refers to general liability insurance. We know we need this coverage if we want to run a successful business. But what exactly is general liability?  Liability is a term that refers to being responsible for something, particularly in legal matters. It has a second meaning […]
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November 3, 2021
Agency

Problems with a Snowy Roof?

In many areas of the US, snow accumulation can be significant over the winter months. If a significant snowstorm occurs, the amount of snow produced may be too much for a roof to handle. It is also possible that multiple, smaller snow storms without a period of melting in between can result in heavy snow […]
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December 3, 2021
Agency

The Costs of Group Health Insurance

Businesses and employers across the country offer health insurance plans to their employees. Most often, these are group plans, with aspects and costs managed by both employer and employee. Employees often find these plans convenient for their needs through the fact that t they offer competitive medical care costs for entire families. However, in most […]
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January 14, 2022
Agency

How Does a BOP Protect Against a Loss of Business Income?

Many small to medium businesses are successful as long as they keep the doors open and the customers keep visiting. However, when something occurs that limits a small business’ ability to operate, it becomes hard to keep paying employees, utilities and vendors. If you are unable to keep your company’s finances in order — even […]
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