In a constantly changing business environment, you need a business insurance specialist you can depend on. Whether your business is large or small, you will find our agents and insurance programs to be the best in the industry. Our responsive, knowledgeable and friendly agents will work with you to ensure you receive the broadest coverage at the best possible rates. First, we conduct a thorough analysis of your business to identify potential loss exposures. Then, based on our discoveries, we develop a risk mitigating strategy to minimize or eliminate these exposures.

Employee benefits are a critical driver for businesses today.  There are many different programs and benefits that employers may offer to their employees.  At Morgan Marrow we can help you evaluate the programs that you currently offer or may want to offer in the future.  We may be able to find more cost effective alternatives to better serve your business needs and the needs of your employees.

Regardless of the size of your business, at Morgan Marrow we take the time to understand your needs.  We explore and present different options that help you control costs and offer the best benefits.

Areas we insure on a regular basis:

• Bonds:

  License, Permit & Contract, Subdivision, Probate, Judicial

• Property:

  Buildings, Possessions and Income

• Automobile:

  Liability, Physical Damage, Medical Payments

• Worker­s Compensation:

  State & Federal Benefits

• Crime:

  Employee Dishonesty & Forgery, Money & Securities

• Inland Marine:

  Tools & Equipment, Builder­s Risk, Property of Others

• General Liability:

  Bodily & Personal Injury, Property Damage, Medical

• Professional Liability:

  Medical practitioners, health care facilities, attorneys, accountants, and other professional organizations

• Group Benefits:

  Health Insurance, Term or Variable Life, Dental, Disability, and more

Important Information Regarding Health Care Reform Legislation

The new Health Care Reform legislation includes many issues, which will become effective beginning in 2010, 2011, 2013, and 2014. To assist you, we have provided a Timeline with a brief summary of the key elements and a Tax Credit Frequently Asked Questions document. Simply click on the highlighted documents.

We also specialize in a number of different markets. To view details about each of these areas click on the link below.

• Fuel Oil Dealers
• Hotel/Motel
• Plumbing Mechanical HVAC
• Stanley Steemer
• Environmental Insurance
• Water Well Drillers

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